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7 Tips for Improving Your Credit
Here’s how to clean up your credit so you get the least-expensive home loan possible. Read
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Showing posts with label financial freedom. Show all posts
Showing posts with label financial freedom. Show all posts
Thursday, June 17, 2010
Improve Your Credit
Wednesday, June 9, 2010
How Much Mortgage Can You Afford?
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4 Tips to Determine How Much Mortgage You Can Afford
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Read
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Wednesday, June 10, 2009
Harmonic Wealth Book Review
Harmonic Wealth: The Secret of Attracting the Life You Want by James Arthur Ray
This book is not only a must read: it should be kept and referred to daily. If you want to become wealthy—I mean truly wealthy—then this book can show you practical ways to do so. Harmonic Wealth will help you achieve real wealth in the “five pillars”: financial, relational, mental, physical and spiritual. This book helps make clear that true wealth will never be attained without success in all five areas.
James Arthur Ray combines teachings from some of the world’s premiere spiritual leaders with theories from top physicists and scientists to explain the Law of Attraction and how to create for yourself the life you have always desired. As a featured expert in the book The Secret, Ray knows the keys to getting what you want by unlocking the powers of the universe.
Harmonic Wealth is not some feel-good, motivational book filled with pie-in-the-sky fantasies. It encourages you to get real and be creative in identifying and living the intentions you have for your life.
If you want to break through personal limitations and acquire true financial, relational, mental, physical and spiritual wealth, start by reading this book. Then Live It!
You can find this book at www.erikelsea.com/books/
This book is not only a must read: it should be kept and referred to daily. If you want to become wealthy—I mean truly wealthy—then this book can show you practical ways to do so. Harmonic Wealth will help you achieve real wealth in the “five pillars”: financial, relational, mental, physical and spiritual. This book helps make clear that true wealth will never be attained without success in all five areas.
James Arthur Ray combines teachings from some of the world’s premiere spiritual leaders with theories from top physicists and scientists to explain the Law of Attraction and how to create for yourself the life you have always desired. As a featured expert in the book The Secret, Ray knows the keys to getting what you want by unlocking the powers of the universe.
Harmonic Wealth is not some feel-good, motivational book filled with pie-in-the-sky fantasies. It encourages you to get real and be creative in identifying and living the intentions you have for your life.
If you want to break through personal limitations and acquire true financial, relational, mental, physical and spiritual wealth, start by reading this book. Then Live It!
You can find this book at www.erikelsea.com/books/
Thursday, June 4, 2009
Adversity Builds Character?
One of the reasons I love sports in general is because it is encouraging to see individuals and teams overcome extraordinary adversity to claim victory. Stories of the human spirit are played out right in front of you. When the underdog or a horse with 50 to 1 odds wins, I realize that if you believe in yourself and your team, you can overcome any obstacle in your path.
Back in the early 80’s, way before all of the safety advancements of today’s NASCAR race cars, Ricky Rudd was in a serious accident during the Busch Clash at Daytona. His seat broke, and he was bouncing around in the car as it rolled. His window net came down, and his arm was flailing around outside the car. He was taken to a local hospital, where doctors wanted to keep him overnight for observation. He had suffered torn cartilage in his rib cage, and prospects did not look good for his racing in the Daytona 500. Ricky, however, wanted to get back to the track to continue practicing for the biggest race of the year. When his wife Linda pleaded with him, Ricky got up and walked over to a mirror in his hospital room, where he saw how badly his face was swollen. He gave into the pressure and decided to stay the night.
The next day he was back at the track to practice in a back-up car. When he got up to speed and went barreling into the turn, he lost his sight. He could see nothing, even though he was completely conscious. Not being able to see at 180 mph was not a good feeling. When he got back onto the straight-away and slowed, however, his sight returned. Ricky figured out that the g forces at those speeds in the turn, coupled with how severely his face was swollen, forced his eyes closed no matter how hard he tried to keep them open.
His solution: tape his eyelids to his eyebrows so they wouldn’t be able to close. His crew tried this, and when Ricky went back out on the track to practice, he had no problem. Ricky ended up racing the Daytona 500 to a very respectable 7th place finish at speeds of nearly 200 mph. The very next week he came back to win at Richmond.
I often hear that adversity builds character. This may be. What adversity really does is reveal character. We face challenges every day in our lives. The way we address them is a direct result of the kind of character we have. In these challenging times we need to remember what we are capable of overcoming. We need to push forward through the pain, because victory is waiting for us on the other side.
Erik Elsea
www.erikelsea.com
Back in the early 80’s, way before all of the safety advancements of today’s NASCAR race cars, Ricky Rudd was in a serious accident during the Busch Clash at Daytona. His seat broke, and he was bouncing around in the car as it rolled. His window net came down, and his arm was flailing around outside the car. He was taken to a local hospital, where doctors wanted to keep him overnight for observation. He had suffered torn cartilage in his rib cage, and prospects did not look good for his racing in the Daytona 500. Ricky, however, wanted to get back to the track to continue practicing for the biggest race of the year. When his wife Linda pleaded with him, Ricky got up and walked over to a mirror in his hospital room, where he saw how badly his face was swollen. He gave into the pressure and decided to stay the night.
The next day he was back at the track to practice in a back-up car. When he got up to speed and went barreling into the turn, he lost his sight. He could see nothing, even though he was completely conscious. Not being able to see at 180 mph was not a good feeling. When he got back onto the straight-away and slowed, however, his sight returned. Ricky figured out that the g forces at those speeds in the turn, coupled with how severely his face was swollen, forced his eyes closed no matter how hard he tried to keep them open.
His solution: tape his eyelids to his eyebrows so they wouldn’t be able to close. His crew tried this, and when Ricky went back out on the track to practice, he had no problem. Ricky ended up racing the Daytona 500 to a very respectable 7th place finish at speeds of nearly 200 mph. The very next week he came back to win at Richmond.
I often hear that adversity builds character. This may be. What adversity really does is reveal character. We face challenges every day in our lives. The way we address them is a direct result of the kind of character we have. In these challenging times we need to remember what we are capable of overcoming. We need to push forward through the pain, because victory is waiting for us on the other side.
Erik Elsea
www.erikelsea.com
Friday, April 3, 2009
In a spin, both feet in!
In a spin, both feet in!
Yesterday we talked about what to do when you’re in doubt about situations in your life. But what do you do when your life is out of control? The second thing I learned at Skip Barber Racing School was In a spin, both feet in. When you’ve already lost control of the car, then you need to immediately push in the clutch and brake hard. In this situation you are just along for the ride, but by pushing in the clutch you cut the power to the wheels. And by jumping hard on the brakes you are trying to get the car whoa’ed down before you hit the wall.
If your life is out of control right now, you should put both feet in. Hit the brakes. Step back from your current situation. Evaluate your life. Your goals. Your relationships. I know this is easier said than done in many situations. Many times in my life I have been spinning out of control—in business, with my addictions, in relationships. Before I applied this principle of in a spin, both feet in, I would usually try to power out. My problem was that I did not recognize that I was already completely out of control. I tried to gas it, which just resulted in a harder impact when I finally hit the wall.
If you know you are in a bad relationship, find the power within yourself to put a stop to it. If you are battling addiction, remove yourself completely from your current situation. Check into a treatment facility. If you are riding a business venture in an unstoppable downward spiral, then cut your losses before you lose it all. If your life is out of control, hit the brakes and limit the damage as much as possible. Don’t get me wrong: there will probably still be some damage, but if you’re spinning, you anticipate that. In a spin, both feet in will help you come to a complete stop so you can start again in a different direction.
Yesterday we put in writing what we have done in the past to try to accomplish our one main goal—the one achievement that will improve all aspects of our life. Today I want you to figure how long it would take—starting immediately and focusing completely—to reach that goal. Determine realistically how many hours a week you can spend—1?...
7?...40?—to totally transform your life. Really think about this. Then jot notes in a journal. How many hours a week and how many weeks do you think it will take for you to accomplish your goal?
Erik Elsea
www.erikelsea.com
Word of the Day! Commit—to carry into action deliberately.
Let’s commit to accomplishing our goal.
Quote of the Day! “Hoping someone else will do it for you requires more energy than just doing it yourself.” –Amy Emme
Yesterday we talked about what to do when you’re in doubt about situations in your life. But what do you do when your life is out of control? The second thing I learned at Skip Barber Racing School was In a spin, both feet in. When you’ve already lost control of the car, then you need to immediately push in the clutch and brake hard. In this situation you are just along for the ride, but by pushing in the clutch you cut the power to the wheels. And by jumping hard on the brakes you are trying to get the car whoa’ed down before you hit the wall.
If your life is out of control right now, you should put both feet in. Hit the brakes. Step back from your current situation. Evaluate your life. Your goals. Your relationships. I know this is easier said than done in many situations. Many times in my life I have been spinning out of control—in business, with my addictions, in relationships. Before I applied this principle of in a spin, both feet in, I would usually try to power out. My problem was that I did not recognize that I was already completely out of control. I tried to gas it, which just resulted in a harder impact when I finally hit the wall.
If you know you are in a bad relationship, find the power within yourself to put a stop to it. If you are battling addiction, remove yourself completely from your current situation. Check into a treatment facility. If you are riding a business venture in an unstoppable downward spiral, then cut your losses before you lose it all. If your life is out of control, hit the brakes and limit the damage as much as possible. Don’t get me wrong: there will probably still be some damage, but if you’re spinning, you anticipate that. In a spin, both feet in will help you come to a complete stop so you can start again in a different direction.
Yesterday we put in writing what we have done in the past to try to accomplish our one main goal—the one achievement that will improve all aspects of our life. Today I want you to figure how long it would take—starting immediately and focusing completely—to reach that goal. Determine realistically how many hours a week you can spend—1?...
7?...40?—to totally transform your life. Really think about this. Then jot notes in a journal. How many hours a week and how many weeks do you think it will take for you to accomplish your goal?
Erik Elsea
www.erikelsea.com
Word of the Day! Commit—to carry into action deliberately.
Let’s commit to accomplishing our goal.
Quote of the Day! “Hoping someone else will do it for you requires more energy than just doing it yourself.” –Amy Emme
Thursday, April 2, 2009
When In Doubt, Power Out!
This is the very first thing I learned at the Skip Barber Racing School: when in doubt, power out. In racing this means that when you are in a turn and you feel like you might not make it, accelerate through it. Sparing you all of the physics involved in this, the simple explanation is that giving the car more gas when it is starting to go sideways puts more weight on the rear tires for more traction. This maneuver goes against a lot of your instincts, especially if you are new to racing. A natural reaction with a car beginning to get out of control at over 100 mph is to let off the gas or hit the brakes to slow down. This will almost certainly cause you to spin out of control and hit the wall, crash, and burn.
Powering out of the turn means you are going for it. Only one of two things is going to happen. You’re going to make it through the turn…or you’re not. The same principle can be used in life and in business. If you are having problems in your relationship, give it more love. If you have a business venture that is struggling, give it more attention. In any case, power out. You have power, so devote more of it to those areas of your life that you have doubts about. When in doubt, power out. That extra effort you give might just be the traction you need to move forward. Only one of two things is going to happen. In that relationship to which you gave more love, either the love is going to be returned or it’s not. That struggling business venture to which you gave more attention is going to succeed or it’s not. In either circumstance you will be able to look yourself in the eye and feel good about giving it your all.
Yesterday we said that any idea or thought that is not put on paper is wasted. We answered the question about the one thing you want to accomplish. Today I want you to put down on paper what you have tried in the past to accomplish that one thing. How far were you willing to go in the past to get what you wanted? So now answer the question, What have I tried in the past to accomplish my goal?
Erik Elsea
www.erikelsea.com
Word of the Day! Negotiate—to get through, around, or over successfully.
Let’s get good at negotiating all of the turns we have in our lives.
Quote of the Day! “The shortest distance between two people is a smile.” –unknown
Powering out of the turn means you are going for it. Only one of two things is going to happen. You’re going to make it through the turn…or you’re not. The same principle can be used in life and in business. If you are having problems in your relationship, give it more love. If you have a business venture that is struggling, give it more attention. In any case, power out. You have power, so devote more of it to those areas of your life that you have doubts about. When in doubt, power out. That extra effort you give might just be the traction you need to move forward. Only one of two things is going to happen. In that relationship to which you gave more love, either the love is going to be returned or it’s not. That struggling business venture to which you gave more attention is going to succeed or it’s not. In either circumstance you will be able to look yourself in the eye and feel good about giving it your all.
Yesterday we said that any idea or thought that is not put on paper is wasted. We answered the question about the one thing you want to accomplish. Today I want you to put down on paper what you have tried in the past to accomplish that one thing. How far were you willing to go in the past to get what you wanted? So now answer the question, What have I tried in the past to accomplish my goal?
Erik Elsea
www.erikelsea.com
Word of the Day! Negotiate—to get through, around, or over successfully.
Let’s get good at negotiating all of the turns we have in our lives.
Quote of the Day! “The shortest distance between two people is a smile.” –unknown
Wednesday, April 1, 2009
Welcome to the Fast Lane!
Welcome to my new blog! I am happy that you are checking it out. My goal is to earn you as a consistent reader by providing you with quality content. I would like to start this blog off with a prayer both because it’s how I want to live my life every day from this day forward and to bless this blog, its author, and all those it may touch today and everyday in the future. This blog will include some spirituality but by no means is religious. It is for everyone no matter what your beliefs are.
—"Lord (as you understand him), make me a channel of thy peace - that where there is hatred, I may bring love - that where there is wrong, I may bring the spirit of forgiveness - that where there is discord, I may bring harmony - that where there is error, I may bring truth - that where there is doubt, I may bring faith - that where there is despair, I may bring hope - that where there are shadows, I may bring light - that where there is sadness, I may bring joy. Lord, grant that I may seek rather to comfort than to be comforted - to understand, than to be understood - to love, than to be loved. For it is by self-forgetting that one finds. It is by forgiving that one is forgiven. It is by dying that one awakens to Eternal Life. Amen."
That prayer means so much to me. This blog is about taking the fast lane to success. I have experience in the fast lane both behind the wheel of a race car and in living life. I am what they call a type A personality. There is never enough action for me. I have to be going a hundred miles an hour in whatever I do to feel like I am accomplishing something. That is probably what led me to the excitement of strapping into a car to go 170+ miles per hour. The adrenalin rush is amazing. This also probably somewhat explains my addictions to both drugs and alcohol. For me there is never enough of that rush you get when you are trying to control something that is on the verge of being out of control. That includes my life.
I will tell you many stories about my successes and my failures in future blogs.
Since today is the first blog I will walk you through what I hope will be helpful daily exercises to get your life into victory lane.
“Any idea or though not put on paper is wasted”- David Essel
So I would like you to start a journal if you don’t already have one and do the daily exercises.
Today let’s set ONE intention. Answer this question: What do you want to accomplish?
That’s great! I look forward to seeing you tomorrow!
Erik Elsea
www.erikelsea.com
Word of the day! Intention-a determination to act in a certain way: resolve
Let’s show resolve and accomplish our goal!
Quote of the Day! “Vision without implementation is hallucination” –author unknown
—"Lord (as you understand him), make me a channel of thy peace - that where there is hatred, I may bring love - that where there is wrong, I may bring the spirit of forgiveness - that where there is discord, I may bring harmony - that where there is error, I may bring truth - that where there is doubt, I may bring faith - that where there is despair, I may bring hope - that where there are shadows, I may bring light - that where there is sadness, I may bring joy. Lord, grant that I may seek rather to comfort than to be comforted - to understand, than to be understood - to love, than to be loved. For it is by self-forgetting that one finds. It is by forgiving that one is forgiven. It is by dying that one awakens to Eternal Life. Amen."
That prayer means so much to me. This blog is about taking the fast lane to success. I have experience in the fast lane both behind the wheel of a race car and in living life. I am what they call a type A personality. There is never enough action for me. I have to be going a hundred miles an hour in whatever I do to feel like I am accomplishing something. That is probably what led me to the excitement of strapping into a car to go 170+ miles per hour. The adrenalin rush is amazing. This also probably somewhat explains my addictions to both drugs and alcohol. For me there is never enough of that rush you get when you are trying to control something that is on the verge of being out of control. That includes my life.
I will tell you many stories about my successes and my failures in future blogs.
Since today is the first blog I will walk you through what I hope will be helpful daily exercises to get your life into victory lane.
“Any idea or though not put on paper is wasted”- David Essel
So I would like you to start a journal if you don’t already have one and do the daily exercises.
Today let’s set ONE intention. Answer this question: What do you want to accomplish?
That’s great! I look forward to seeing you tomorrow!
Erik Elsea
www.erikelsea.com
Word of the day! Intention-a determination to act in a certain way: resolve
Let’s show resolve and accomplish our goal!
Quote of the Day! “Vision without implementation is hallucination” –author unknown
Tuesday, March 31, 2009
Yeeha! Tomorrow is April Fools Day!
I am so excited that tomorrow is the 1st of April, mostly because tomorrow is the first day of the rest of my life. I am starting my new fast lane to success blog. I really look forward to discussing quick ways to manifest what you want to achieve in your life. This blog will a journey that we will go on together to improve our personal and business lives. I will tell you openly and honestly about my experiences, my accomplishments, and my failures. Hopefully you can learn something from what I have gone through but I also have a feeling I am going to learn even more from you.
Some of the things I have planned for my blog include stories from my life, ideas and action steps for accomplishing our goals, exercises for us to bring out our greatness, a daily motivational quote, and the word of the day. However I want to be of the greatest possible service to you my readers. So I look forward to your input.
I work with individuals and businesses. There will be a little something for everyone.
I hope you have a great April Fools Day tomorrow and look forward to seeing you on the blog.
Erik Elsea
www.erikelsea.com
Some of the things I have planned for my blog include stories from my life, ideas and action steps for accomplishing our goals, exercises for us to bring out our greatness, a daily motivational quote, and the word of the day. However I want to be of the greatest possible service to you my readers. So I look forward to your input.
I work with individuals and businesses. There will be a little something for everyone.
I hope you have a great April Fools Day tomorrow and look forward to seeing you on the blog.
Erik Elsea
www.erikelsea.com
Monday, March 30, 2009
Only 2 More Days!
I am so excited to be able to connect with you on this high impact, high speed blog. There are only two more days to the Fast Lane to Success Blog by Erik Elsea starts on experience amazing results together. Mario Andretti once said, “If things seem under control, you just aren’t going fast enough.” Well my goal is that we can find ways to get those results in a high intensity manner while staying in control. This blog should be a forum for us to move towards our goals in life and business, full speed. So meet me here in two days and lets get our engines started!
Erik Elsea
http://www.erikelsea.com/
Erik Elsea
http://www.erikelsea.com/
Sunday, March 29, 2009
Only 3 Days Left!
It feels like coming down to the last few laps of a 500 mile race to be so close to the start of the Fast Lane to Success blog starting on April 1st. This has been in the works for a while and I am very excited to bring you my life experiences as well as those of many others who have found out how to win at life. This blog will consist of stories of success and stories of overcoming hardships to finish on top. We will review authors and their books. Check out some of the best websites. This blog will be full of tips and techniques that will help you drive full speed ahead towards you goals. Whether you're looking for ideas to take your business to the next level or high impact personal development you will find it here. I look forward to seeing you here on April 1st for the beginning to the Fast Lane to Success blog.
Erik Elsea
www.erikelsea.com
Erik Elsea
www.erikelsea.com
Saturday, March 28, 2009
Coming April 1st 2009!
GET YOUR ENGINES STARTED!
COMING APRIL 1ST 2009
THE FAST LANE TO SUCCESS BLOG
WILL BE HERE!
Erik Elsea is an international coach, trainer, and speaker. He will soon be able to add author to his list of accomplishments. His extraordinary life in the fast lane both behind the wheel of a race car and in his life has awarded him with a unique perspective on business, relationships, life, finances, and spirituality. His high energy, high impact methods of coaching give you a fast track to the success of achieving your goals while allowing you to slow down and enjoy life. His enthusiasm for racing is only outweighed by his passion for helping others get in the fast lane to their dreams.
Erik Elsea has crashed and burned several times in his life. He shares the lessons he learned by making high speed mistakes proving that only on a racetrack is there a wall that can’t be overcome. His openness about the crashes he’s caused in his life is refreshing. So if you’re ready to take your life to victory lane then ladies and gentleman start your engines and follow Erik. He will show you how to get there
WWW.ERIKELSEA.COM
COMING APRIL 1ST 2009
THE FAST LANE TO SUCCESS BLOG
WILL BE HERE!
Erik Elsea is an international coach, trainer, and speaker. He will soon be able to add author to his list of accomplishments. His extraordinary life in the fast lane both behind the wheel of a race car and in his life has awarded him with a unique perspective on business, relationships, life, finances, and spirituality. His high energy, high impact methods of coaching give you a fast track to the success of achieving your goals while allowing you to slow down and enjoy life. His enthusiasm for racing is only outweighed by his passion for helping others get in the fast lane to their dreams.
Erik Elsea has crashed and burned several times in his life. He shares the lessons he learned by making high speed mistakes proving that only on a racetrack is there a wall that can’t be overcome. His openness about the crashes he’s caused in his life is refreshing. So if you’re ready to take your life to victory lane then ladies and gentleman start your engines and follow Erik. He will show you how to get there
WWW.ERIKELSEA.COM
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